debt management programs » management

Credit Card Debt Information : How to Consolidate Credit Card Bills

admin — Mon, 30 Aug 2010 22:02:22 +0000

To consolidate credit card bills, get a loan from someone to pay off the cards in one lump sum, or shuffle the debt to a low-interest credit card. Avoid credit consolidation agencies that work for banks or credit card companies with advice from the owner of a debt settlement company in this free video on credit cards.

Expert: Peter Repak
Contact: www.ClearFinancialCompany.com
Bio: Peter Repak has been in the debt settlement business for over half a decade. He and his wife founded the Clear Financial Company.
Filmmaker: Christopher Rokosz

Duration : 0:1:50

Technorati Tags: card, cards, companies, credit, debt, Finances, management, payments, personal, reports, Scores

Your Money Experts – Debt Management

admin — Sat, 21 Aug 2010 11:20:33 +0000

Debt Management

debt manage debt managementIf youre finding it difficult to pay off your debts and you dont qualify for an IVA, a Debt Management Plan may be just the thing for you.

So what is involved in a Debt Management plan?

* By taking out a Debt Management Plan you pay back the debts you owe to your creditors in affordable, regular instalments;

* you make only one payment directly to a Debt Management Company which will then divide the payment fairly between all your creditors.

* An additional advantage of this method is that you dont have to speak to your creditors yourself to arrange the plan; the Debt Management Company does it for you.

* The main Advantage to a Debt Management plan is that it is not a legally binding agreement meaning that you can cancel the plan at any time.

* But the main Disadvantage to a Debt Management plan is that it is not a legally binding agreement meaning that your creditors can cancel the plan at any time

The other major disadvantage of a Debt management plan when compared to an IVA is that the plan will continue until your debts are cleared or until you wish to end the arrangement (for example if your income improves and you can afford to revert to the original monthly payments).

Therefore with a Debt management plan you dont have the advantage of writing off up to 75% of your total debt as you do with an IVA, but you can enter into a plan if youre debts are less than 15,000 or if you have surplus assets that prohibit you from entering into an IVA.

If you feel that Debt Management is your best option, give me a call on 0800 533 5370 now to discuss it further.

Duration : 0:1:30

Technorati Tags: debt, management, yourmoneyexperts

Credit Counseling & Debt Management : Can You Buy a Car on Consolidated Credit?

admin — Fri, 16 Jul 2010 05:58:11 +0000

Buying a car on a consolidated credit loan requires discussing the price of the car, talking to an attorney on the consolidation case and making sure that the car will help you make money to pay off debt. Find reliable counsel to discuss buying a car with consolidated credit using help from a financial service specialist in this free video on consolidated credit.

Expert: William Rae
Contact: www.hbwfl.com
Bio: William Rae has been licensed in the insurance and financial fields for more than 30 years.
Filmmaker: Christopher Rokosz

Duration : 0:2:7

Technorati Tags: bankruptcy, cards, consolidation, counseling, credit, debt, loans, management, money

Debt Consolidation & Management : Can a Credit Card Company Pursue Debt After 7 Years?

admin — Tue, 06 Jul 2010 04:54:13 +0000

A credit card company cannot pursue debt after seven years, but the statute of limitations on this subject can change from state to state. Check local laws on the subject of companies pursuing debt after seven years with help from the owner of a debt negotiation company in this free video on debt and money management.

Duration : 0:1:11

Technorati Tags: advice, budgets, card, cards, consolidation, credit, debt, finance, financial, help, history, management, money, personal, ratings

Credit Counseling Give Yourself a Boost Debt Reduction

admin — Tue, 06 Jul 2010 04:54:05 +0000

Christian Credit Counselors is a national non-profit association dedicated to helping consumers achieve financial wellness through counseling and education. Established in 1990, Christian Credit Counselors has helped over 2 million individuals achieve financial security. Christian Credit Counselors is one of the top members of the American Association of debt management Organizations (AADMO). They are also HUD approved, Fannie Mae Certified and a United Way partner. They manage clients across the country. Personalized and confidential consultations are available in person, by phone or online. Visit Christian Credit Counselors at www.ibudget.org or call 1-800-557-1985. (more)

Duration : 0:2:34

Technorati Tags: budget, Christian, counseling, counselor, counselors, credit, debt, management, money

Credit Counseling Payday Loan Centers Consumer Awareness

admin — Wed, 16 Jun 2010 18:32:31 +0000

Duration : 0:3:50

Technorati Tags: Christian, counseling, counselor, counselors, credit, debt, management, money

American Debt Counseling

admin — Wed, 16 Jun 2010 18:32:16 +0000

Sometimes, you simply can’t pay your bills. Call American debt counseling for help sorting out your budget. This team of accounting and finance professionals works with banks on your behalf, creating a workable budget that leaves you money. They stop foreclosure, phone calls and collectors, helping you dig yourself out of debt. Call for help today!
Visit us http://www.yellowpages.com/info-5772653/American-Debt-Counseling?from=youtb

Duration : 0:0:51

Technorati Tags: American, bill, counseling, credit, debt, foreclosure, Grand, loan, management, Michigan, modification, mortgage, negotiation, payment, Rapids, reorganization, YellowPages

Credit Card Debt Information : Can a Credit Card Company Seize a Checking Account?

admin — Mon, 07 Jun 2010 01:46:07 +0000

While a credit card company can technically levy a checking account to recover debt, it is a lengthy and costly process that rarely happens. Work with the credit card company or a professional to remedy excess debt using advice from the owner of a debt settlement company in this free video on credit cards.

Duration : 0:1:39

Technorati Tags: card, cards, companies, credit, debt, Finances, management, payments, personal, reports, Scores

Credit Counseling & Debt Management : What Is an Unsecured Credit Card?

admin — Mon, 07 Jun 2010 01:46:03 +0000

An unsecured credit card is a credit card that has no security behind it, meaning that it is not tied to any collateral. Get an unsecured credit card by having good credit with insight from a financial service specialist in this free video on credit counseling.

Expert: William Rae
Contact: www.hbwfl.com
Bio: William Rae has been licensed in the insurance and financial fields for more than 30 years.
Filmmaker: Christopher Rokosz

Duration : 0:1:21

Technorati Tags: bankruptcy, cards, consolidation, counseling, credit, debt, loans, management, money

Debt Consolidation

admin — Mon, 07 Jun 2010 01:46:01 +0000

debt consolidation Can Get You Back On Track With Proven Credit Repair Strategies. Reduce Your Stress & Restore You Hope, Call Us Today at 1 888 465-1432.

Duration : 0:0:53

Technorati Tags: bad, Canada, Canadian, consolidation, credit, debt, loan, management