Posts Tagged ‘financial’
BBC Watchdog Report by Rizi
In April this year the high court ordered high street banks to pay back billions of pounds to millions of consumers after mis-selling them Payment Protection Insurance or PPI.
But if you’re eligible – beware. Claims management companies offering to fight your case could see you losing out for a second time. Riz Lateef investigates.
MINISTRY OF JUSTICE:
A spokesperson for the Claims Management Regulator said:
“We have made it very clear to businesses that we take a zero tolerance approach to any malpractice or attempts to take advantage of consumers. Claims management companies should remain in no doubt that if they breach the rules they will be closed down.
“Consumers do not need to use a claims management firm to make a PPI claim. It can be simpler and cheaper to complain directly to the business that sold PPI to them. There is a range of consumer advice on the MoJ, FSA, FOS and FSCS and DirectGov websites. Consumers who do want to use a claims management company should shop around for the best deal for them and we have warned claims management companies they should not mislead potential clients.”
further infromation at http://www.ppininja.com
Duration : 0:6:48
Pay off your mortgage early with 9 Year Mortgage! http://bit.ly/9yrmortgage – Pay off your debts and your mortgage in about nine years. No need for debt settlement, credit counseling, or a home equity loan. http://www.youtube.com/watch?v=kXfBcWbzo-w
Duration : 0:3:27
http://www.BadCreditDebtDude.com
How to use a bad credit debt consolidation loan to improve your credit score and financial outlook.
Duration : 0:0:35
Debt Escape is a leading Debt Solution Advisor in Sydney, Melbourne, Brisbane, Perth, Darwin and all around Australia.
For more info go to http://www.debtescape.com.au or Call Us on 1300 661 671.
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Duration : 0:1:53
Begbies Traynor Red Flag Alert have made it their business to spot the early warning signs which indicate a company is heading for failure. Whether it’s your customers, your suppliers, or even yourselves, sales director Marc O’Driscoll has some good advice on how to avoid bad debt and manage risk.
Duration : 0:5:48
Andrew Brown – Principal. Chartered Accountant. BA(ACC) CA FTIA AICD
Andrew Brown is a Member of the Institute of Chartered Accountants; a Fellow of the Tax Institute of Australia; a Member of the Institute of Company Directors; a Justice of the Peace for South Australia
What does a chartered accountant do? Provide a variety of services. General economic advice. Taxation advice. debt management. Understanding financing options. Asset protection. Structuring of assets. Retirement planning. Estate planning. General asset management for a business, individual or self managed superannuation fund. Improve profit in business and personal life. Work across all areas. Small self managed business and personal affairs. Full coverage. Corporate structuring. Advise on appropriate levels of companies, trusts, self managed super funds, Different types. Many degrees. Specialise in 3 core areas – small medium sized enterprises, (sme), 2 – 200 employees, Medical professionals to agriculture, manufacturing and sales. Self managed superannuation funds – administering and advising to needs, family members operate 4 or less members of a super fund. Investors in money funds, direct property, and trusts.
Duration : 0:2:33
http://cashconvertersloans.net
Raise your scores, 801-299-7734, 24hr weeks 7 days a week
Duration : 0:12:36
New rules– No government subsidization of private debt, and no borrowing at all by government:
I saw your internet storefront; business must be brisk.
Yes, I’m going to need a loan to help expand. I stopped by a branch of the Fifth Second, but of course, it’s no longer a bank, since there are no banks other then the government, all-electronic bank. The Fifth Second is willing to loan me money, but now that money will be coming out of their private funds rather than out of depositor’s funds.
Why don’t you just use one of those new internet sites, where they match up savers and borrowers? There’s a huge influx of savers, willing to lend out money, since deposits at the government bank don’t earn any interest. The small, riskier loans are pooled, to reduce risk, but with so many savers throwing money into these loans chasing yield, I wonder if we’ll see another bubble, like what we saw with housing and college tuition loans.
But there’s a difference. Weren’t the housing and college tuition loans insured by the government?
Yes, now there is no government interference and the private markets will very quickly set proper rates. I don’t think we’ve ever seen purely market determined interest rates before. Now, there will never again be any federal or municipal debt to crowd out the credit markets. And the Fed, together with its interest rate manipulations, are gone forever!
Wasn’t the sheer size of government debt considered the largest bubble in history?
That’s what happens when debt is considered risk free. And there is theoretically no limit to the amount that can be issued, when interest rates approach zero. But how could anyone think that passing more and more debt onto future generations, could be considered risk free?
Now, exactly how did they defuse the bubble?
The entire government debt was eliminated. Large portions were written off. Some was paid giving away government property. Special tax assessments were made, using net worth taxes wherever possible, and some were allowed to pay by giving away ownership of properties, businesses, and other assets, where it might have been difficult to sell them to raise money. Lengthy negotiations were required. But the choice was between either a controlled settlement, or a catastrophic, uncontrolled collapse.
I’m glad our leaders had the foresight and courage to make the right choice.
Even the right choice was extremely painful. So painful that it was decided never to let the government issue debt again! At the same time, they questioned why the government should even have its own money. Instead of depositing tax money into a government account and then spending it, they could instead spend instantly created money and then retire that amount of money through taxation. This way all money could remain in private hands.
How could we trust government to generate the right amount of taxes to match government spending?
Taxes needed to be scalable and automatic, without the type of delays caused by debating wealth reallocation issues. That’s why simple rules were chosen, using the net worth tax where possible, since this is the only type of tax that does not reallocate wealth.
Gee, I’d like the power to create money out of thin air every time I want to buy something.
Actually, government spending will be much more constrained than before. If the President announces we’re going into another war, he better have a very good reason, because people will know that taxes are about to rise!
Duration : 0:3:36
http://www.debtinsiders.com/
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Did You Know Banks & Credit Card Companies Have Gotten So Greedy Congress Had to Step in to Help Protect Consumers (Like You)?…
President Barack Obama said…
“You should not have to worry that when you sign up for a credit card, you’re signing away all your rights. You shouldn’t need a magnifying glass or a law degree to read the fine print.”
By now you’ve figured out that the credit card companies have rigged the game…
You’ve also figured out that the government’s attempts to step in aren’t working… at least not for you.
You correctly suspect that most of the people/companies who claim to want to “help” you, really just want to pick your pockets
You KNOW there has to be a better way…
And there is…
What if you could have someone fighting on your behalf who’s been INSIDE the system,
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someone who knows the secrets of how debt is bought and sold at wholesale prices and how YOU can use that to your advantage,
someone who has a long track record of negotiating to reduce debt by as much as 50% for thousands of people just like you?
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Duration : 0:3:0