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http://www.KaydemCreditHelp.com
Call us: (866) 237-0013
You want to fix your credit, looking for a credit repair company that will raise your credit score? Welcome to Kaydem Credit Help
Rebuild Credit: Insider Credit Repair Techniques to Improve Credit Score Fast!
What’s the fastest way to raise your credit score? To quote the classic magazine salesman from the movie Office Space “That all depends”…
While the removal of negative items from your credit report will almost always result in an increase in your credit score, there is a method that works better.
Here’s why. Adding positive accounts is actually more effective at improving your credit score (in the short term) than removing negative one. Unfortunately, few consumers or credit repair companies know this.
One of the biggest problems with trying to get approved for new credit is that you need to “have” credit in order to be approved. This causes a sort of catch 22.
How does one “get” credit if no one will give them credit because they don’t have any credit to begin with? A vicious cycle indeed, but a real one. However, if you have someone you can use a cosigner this is NOT a problem. Simply have them cosign on the new credit application for you. If you don’t have a cosigner, read on.
Contrary to popular belief (or what myfico and credit repair companies would like you to believe), the largest factor in building a solid foundation for your credit score comes down to two credit scoring factors:
1.) The “High Credit Limit”
and
2.) Your “Debt to Credit” Ratio
Your high credit limit is simply the total amount of primary unsecured revolving credit lines you have (i.e. three credit cards at $5,000 each equals a high credit limit of $15,000).
Get it? Good.
Your debt to credit ratio is simply the amount owed on these cards in relation to your high credit limit (i.e. if your high credit limit was $15,000 and you owed $7500 your debt to credit ratio would be %50).
Keep in mind, your high credit limit is comprise ONLY of your total amount of unsecured revolving lines of credit. Home mortgages, auto loans, student loans, equipment leases and debit cards do NOT count towards your high credit limit.
A debt to credit ratio of 25% or less is ideal. Of course, there are many other factors which come into play, but keeping it simple, how does one improve credit score via increasing their high credit limit and lowering their debt to credit ratio?
That is the question….
The fastest way we have found is by adding primary user unsecured revolving lines of credit which are guaranteed approval (note: these are NOT authorized user accounts!).
These are unsecured lines of credit which appear on your report just like a visa card, mastercard or department store card etc.
We have found that while unsecured credit is the most difficult to obtain, it has proven to be the highest scoring on ones credit report. To find out the fastest we’ve found to add primary unsecured revolving lines of credit to your credit report, please visit:
http://www.KaydemCreditHelp.com
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Learn more at http://www.SaberHacer.com – Are you facing a growing stack of bills? Dodging calls from creditors? These are some warning signs that may indicate a debt crisis. Financial counselors share debt management tips.
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http://www.howtosettledebt.org/ Learn if it’s better to hire a debt settlement company or do it yourself. Find the best ways to settle credit card debt and cut your monthly payments by up to half.
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http://www.highrisecreditconsulting.com/callnow.htm
Call 866-999-4722 Dan from High Rise Credit Consulting just released a new video which gives you a run down of why you may need Credit Repair. This company is famous for how they go about repairing your credit. Not all credit repair agencies are the same. Go with the best!
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www.preapprovedcreditcards.com — Building your credit history is easy with a student credit card. This video explains how to obtain and what to look for in the best student credit cards. From the “How Do credit Cards Work?” videos series.
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http://www.edebthelp.com Get out of debt quickly and effectively. Learn about debt settlement, the pros and cons, and if it is a good debt solution for you. Free consultation 1.888.282.1011
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