Choose an agency that is accredited by the National Foundation for Credit Counseling. They are all legitimate agencies.
To find an accredited consumer credit counseling firm, contact the NFCC at 1-800-388-2227 or visit their website at www.nfcc.org. They can counsel you, educate you, set up a debt management plan for you so that you can make one payment instead of several, and possibly negotiate lower interest rates with some or all of your creditors.
Watch out for the for-profit debt consolidation firms. They often charge huge fees and then they don’t pay your creditors.
that is the last thing you need to do == never borrow from paul to pay peter — just downsize your life style == get rid of all wants and line up all your bills and start paying them off == why take money you could use to pay down debt and give to someone to do the same thing!!!!
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Choose an agency that is accredited by the National Foundation for Credit Counseling. They are all legitimate agencies.
To find an accredited consumer credit counseling firm, contact the NFCC at 1-800-388-2227 or visit their website at http://www.nfcc.org. They can counsel you, educate you, set up a debt management plan for you so that you can make one payment instead of several, and possibly negotiate lower interest rates with some or all of your creditors.
Watch out for the for-profit debt consolidation firms. They often charge huge fees and then they don’t pay your creditors.
References :
volunteer for Consumer Credit Counseling
don’t worry there are online sites for your debt problem . All of the answers to your questions and everything that you need to enroll in program are provided right there, online, and they will be explaining everything to you each step of the way. The best part is that you can do it all from the comfort and privacy of your home or office.thanks
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For more info. visit http://www.netdebt.com
I found CAPC (http://www.caprocessing.com/) to be a great company to work with. They helped me payoff $40k in 5 years. Yes, 5 years and now its behind me.
Just be careful to whom you choose. There are many out there that are not in your best interest. The first company I used went out of business and I found were NOT paying my monthly credit cards with the money I was sending them. Even though they said they were. I lots thousands of dollars. Be sure to look into Better Business Bureau for complaints. And use referrals from friends and, well, here.
Best of luck
Tony
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