What company would you suggest for a debt consolidation? People easy to deal with and with good and competitive rates. Thanks!
The answer is NO COMPANY. All any debt consolidation firm does is collect money from you, pay some of it to your creditors and keep the rest. If you do it yourself, 100 percent of the money goes to the creditors. As far as negotiating reductions and lump sum payments or payment plans, you are better doing that yourself as well. That you do not pay $1000s in fees to some debt consolidation firm before they settle one debt. Try creditinfocenter.com or credit-card-debt-survival.com for more info.
http://www.nfcc.org/
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This company helped my daughter and my friend get out of debt. They seemed very good and trustworthy, and this is who I would use if I ever needed to.
http://www.best-debt-management.net
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Many of my family members have been in debt, including myself, we have tried/used most companys and the best one by far has been http://www.killyourdebt.org. Its a free consolidation service, basically after you tell them your situation they give you a call for free and help you out. Hope this helps!
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http://www.killyourdebt.org
The answer is NO COMPANY. All any debt consolidation firm does is collect money from you, pay some of it to your creditors and keep the rest. If you do it yourself, 100 percent of the money goes to the creditors. As far as negotiating reductions and lump sum payments or payment plans, you are better doing that yourself as well. That you do not pay $1000s in fees to some debt consolidation firm before they settle one debt. Try creditinfocenter.com or credit-card-debt-survival.com for more info.
References :