debt management programs » debt management counseling

who is the best debt management company?

admin — Fri, 03 Sep 2010 02:59:50 +0000

i wont to know who is the best debt counseling company and the most reliable

Find a financial peace university.

Consumer Credit Counseling of the Quad Cities

admin — Mon, 30 Aug 2010 22:02:25 +0000

Consumer Credit Counseling of the Quad Cities
Take control of your debt!

Duration : 0:3:48

Technorati Tags: cities, counseling, credit, quad

Credit & Personal Finance : How Does Consumer Credit Counseling Work?

admin — Sat, 21 Aug 2010 11:20:34 +0000

Consumer credit counseling can be governmental in nature, but it can also be offered privately, albeit with certain risks. Find out how to avoid consumer credit counseling with help from a registered financial consultant in this free video on credit and personal finance.

Expert: Patrick Munro
Contact: www.northstarnavigator.com
Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace.
Filmmaker: Reel Media LLC

Duration : 0:1:17

Technorati Tags: credit cards, credit ratings, credit scores, debt, equity, Finances, financial advice, interest, money management, money problems, Personal Finance

Christian Finnegan on Countdown with Keith Olbermann, discuss politics

admin — Tue, 10 Aug 2010 23:50:25 +0000

Stand-up comedian Christian Finnegan on Countdown with Keith olbermann discusses politics with guest host Rachel Maddow. Black president from TV show 24 supports Barack Obama; Eric Estrada endorses John Mccain. Rudy Giuliani upstages Mccain. Cindy Mccain huge credit card debt.

Duration : 0:4:37

Technorati Tags: Barack, card, Christian, Cindy, comedy, credit, debt, Finnegan, john, Keith, Maddow, Mccain, obama, olbermann, Rachel, stand, stand-up, standup, up

Credit Counseling 101: Debt Management VS Debt Settlement

admin — Mon, 26 Jul 2010 01:26:52 +0000

A debt management Plan may be the right option for people who are really struggling to satisfy their debts. For confidential advice from an NFCC trained, certified counselor, call 1-800-388-2227 or visit www.DebtAdvice.org.

Duration : 0:3:55

Technorati Tags: credit card, credit counseling, finance, nfcc, non-profit, payment, saving

In debt really bad…considering filing bankruptcy..?

admin — Sun, 25 Jul 2010 11:09:48 +0000

Okay, so I’m about 12,000 in debt. I have three credit cards I’m currently paying on. I called a debt counselor and was hoping they could lower my monthly payments. I pay roughly 300 dollars a month to all 3 credit cards. I only get 900 dollars a month, so 300 dollars is a big chunk to have to pay So any how, when I talked to the lady she said I would be paying anywhere from 300 a month to 350! That’s already what I pay now! I just thought that debt counseling or management was suppose to help people lower their payments! I’m just confused as to what I should do. Should I just file bankruptcy?

Thanks

Kim

ok.i was in your boat about a year ago.in this kind of situation,i think you should consider debt settlement.now this does have pros and cons.now if you do go with this option,do your homework carefully.there are a lot of bad companies out there. now most companies settle the debt for about 40%+fee.now the advantge is that you end up paying a percentage of the debt plus fees over a payment plan period.most companies will charge 10-15%.so if they settle you would end up paying 55% of your total debt which is about $6,600.now it will impact your credit because you have to cease payments to the creditors and you have to close the accounts.once you settle the debt,youre score will go back up.this is much better than bankruptcy because it will not have the long term affects.now if you find a company that charges this much,you could do a 36 mo.plan would bring down your payments to about $185 per mo.hope this helps.

Debt Relief & Management Tips : How to File Bankruptcy

admin — Fri, 16 Jul 2010 05:58:16 +0000

Before filing for bankruptcy, try seeking credit counseling. Learn about the repercussions of bankruptcy with tips from a consumer credit counselor in this free video on personal finance management.

Expert: Maria Enomoto
Contact: www.gotdebt.org
Bio: Maria Enomoto works as a credit counselor for Consumer Credit Counseling services in San Jose, California.
Filmmaker: Bing Hu

Duration : 0:3:34

Technorati Tags: bankruptcy, business debt, business loans, credit, credit card, debt, Finances, government aid, grants, loans, money, scholarships

Daniel J. Mitchell – USA: Drowning In Debt?

admin — Tue, 06 Jul 2010 04:54:15 +0000

Debating whether the United States has gone too far in accumulating debt, with Dan Mitchell, Cato Institute; Christian Weller, Center for American Progress; and CNBC’s Erin Burnett.

Duration : 0:6:34

Technorati Tags: Cato, CNBC, debt, global, Institute, liberty, obama, president, revolution, tax

Is there really any difference on the affect on my credit score between credit counseling and just not paying?

admin — Sat, 03 Jul 2010 18:57:21 +0000

If I do credit counseling/debt management plan, this will have a negative affect on my credit score. If I just don’t pay them, this also has a negative affect. What’s the difference?

There is only one credit councelling company you should consider
NFCC.org
This is THE government non-profit agency – no cost to you.
Go to the site – call their 800 number and make an appointment at a local office.
Reviews call them angels.

Of course, you can do this yourself.
Go to your library or bookstore and get a book on
Debt and Credit Repair.
All the TRICKS on how to deal with the creditors are there.
How to settle, negotiate, pay on delete, reduce rates.
A good book will cost you about 20 bucks – worth it’s weight in gold.
Also doing this may be less embarrassing than going to an agency to help you.

Do not, I repeat, do not go to a debt negotiation, settlement or consolidation company.
I consider these scams that easily ruin your credit and you end up in court anyway being sued. It’s these scam companies that truly ruin your credit. If you have questions – just ask here how they work. Keep in mind – that they have to make good money to stay in business – and you’ll be making them rich.
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Debt Settlement & Debt Management Service

admin — Sun, 27 Jun 2010 15:57:12 +0000

Get a free analysis to find out how much we can save you with our debt settlement & debt management programs

Duration : 0:9:51

Technorati Tags: bills, card, credit, debt, issues, lawyers, money, off, paiy, problems, relief, settlement