Archive for the ‘debt counseling’ Category
Sometimes, you simply can’t pay your bills. Call American debt counseling for help sorting out your budget. This team of accounting and finance professionals works with banks on your behalf, creating a workable budget that leaves you money. They stop foreclosure, phone calls and collectors, helping you dig yourself out of debt. Call for help today!
Visit us http://www.yellowpages.com/info-5772653/American-Debt-Counseling?from=youtb
Duration : 0:0:51
An unsecured credit card is a credit card that has no security behind it, meaning that it is not tied to any collateral. Get an unsecured credit card by having good credit with insight from a financial service specialist in this free video on credit counseling.
Expert: William Rae
Contact: www.hbwfl.com
Bio: William Rae has been licensed in the insurance and financial fields for more than 30 years.
Filmmaker: Christopher Rokosz
Duration : 0:1:21
My husband just lost his job and we have three kids, I am afraid things are going to get worse before they get better. We were just starting to get out of debt. Is the companies that can help us now?
The YWCA offers free credit counseling.
My mom is paying $1,000 a month in credit card bills. She is a retired school teacher and cannot afford this. Please do not judge, she us paying these bills off for my brother who ran up credit cards. Thank you
Be really careful using these companies. They ruin your credit the same way a bankruptcy does.
http://www.debit-free.us services provide individualized financial counseling and education to help you conquer your debt.
Duration : 0:0:29
I was young and stupid and got myself in debt, i haven’t paid it off because i was unemployed. I currently got myself a part time job and want to start to fix my credit. Does credit counseling really work, and what company’s are good one’s?
They supposingly do work, but you then have to pay them a small fee. You might try contacting your Credit cards and asking them to freeze the accounts(if thats what you want) or cancel them sending them back to them and making arrangements with them. Its worth a shot. Also, you could call a few of the credit counseling places and ask what thier process is and what are the fees for their services.
This is for people who have been in and have completed a debt counseling program only!!!! How was your credit after the program? Your score? Ability to get credit? How long after the program was your credit in good standing?
I used Consumer Credit Counseling Services several years ago and was debt free in 36-months. They worked with my creditors to lower both my monthly payment as well as the interest rates.
The effect on my credit was a lower score at first due to my accounts being listed as "included in credit counseling" on my credit report. But after the accounts were paid off, this resulted in my score going up a lot more then it went down when the process started.
As far as your ability to get credit while you are in credit counseling, it’s hard because of the accounts being listed as I described above. But anyone that is in credit counseling has no business goin out and trying to get more credit anyway.
Overall, it was the best thing I ever did and I would recommend them to anyone who needs help with their credit card bills.
And the best thing is that their services are free.
http://www.DebtmericaFreedom.com Debt Settlement video series focuses on credit card debt relief using debt settlement as an alternative to Bankruptcy, Credit Counseling, or debt consolidation Loans to achieve debt reduction up to 60% and still consolidate your debt into one low monthly program payment.
http://www.DebtmericaFreedom.com offers a free credit card debt Relief Video Series by Sonia Hawkins, a Certified Debt Specialist, who answers her clients’ most frequently asked questions. Since 2006 Sonia has helped over 1,000 clients with over $30 million in total debt, and will personally answer your call and your questions at (800) 864-4120.
Duration : 0:9:59
I Owe roughly $30k in credit card debt and I’m not sure which path to take.
Like mpb says, bankruptcy will mess with your life in unexpected ways. And they recently changed the regulations on it, so it’s a lot tougher than it was just a few years ago.
It is in NO WAY at all an easy way out, if you file you’ll probably regret it and wish that you had just tried to get counseling, learned how to control your spending, and paid it off the old fashioned way.
http://www.DebtmericaFreedom.com Debt Settlement video series focuses on credit card debt relief using Debt Settlement as an alternative to Bankruptcy, Credit Counseling, or debt consolidation Loans to achieve debt reduction up to 60% and still consolidate your debt into one low monthly program payment. http://www.DebtmericaFreedom.com helps people who are struggling to pay off credit card debt, medical bills, or other unsecured debt, and are wondering if debt settlement may be a better option than Bankruptcy. Many people are seeking reliable information about their debt relief options from a reputable, trusted, debt reduction expert. http://www.DebtmericaFreedom.com offers a free credit card debt Relief Video Series by Sonia Hawkins, a Certified Debt Specialist, who answers her clients’ most frequently asked questions. Since 2006 Sonia has helped over 1,000 clients with over $30 million in total debt. She especially looks forward to seeing YOU on the road to being debt free! Sonia will personally answer your call and your questions at (800) 864-4120.
Duration : 0:9:59