Archive for September, 2010
Call Now: 0800 2 98 97 98
http://www.eurodebt.co.uk/
EuroDebt Financial Services, the UK largest debt management company, providing home visits. Arrange a no obligation meeting to help if you are struggling to pay off debts or need help with creditors. We help thousands of individuals and families get control of their finances without remortgaging or further borrowing.
Duration : 0:2:51
Consolidating debt can be done by taking out a personal loan, transferring balances to one credit card or going through a debt consolidating agency. Learn more about consolidating debt with tips from a consumer credit counselor in this free video on personal finance management.
Expert: Maria Enomoto
Contact: www.gotdebt.org
Bio: Maria Enomoto works as a credit counselor for Consumer Credit Counseling services in San Jose, California.
Filmmaker: Bing Hu
Duration : 0:2:13
Create a personal balance sheet by listing income, assets and liabilities on a piece of paper or computer program, and figuring out net worth. Keep track of your financial situation with a personal balance sheet using instructions from a financial service specialist in this free video on personal finance.
Expert: William Rae
Contact: www.hbwfl.com
Bio: William Rae has been licensed in the insurance and financial fields for more than 30 years.
Filmmaker: Christopher Rokosz
Duration : 0:1:40
The best debt consolidators have the client’s interest at heart, as there are many scam artist companies who charge a large amount of money up front. Find a non-profit debt consolidator with advice from a licensed financial planner in this free video on personal finance.
Expert: William Rae
Contact: www.hbwfl.com
Bio: William Rae has been licensed in the insurance and financial fields for over 30 years.
Filmmaker: Christopher Rokosz
Duration : 0:1:59
Maxed Out takes viewers on a journey deep inside the American style of debt, where things seem fine as long as the minimum monthly payment arrives on time. With coverage that spans from small American towns all the way to the White House, the film shows how the modern financial industry really works, explains the true definition of “preferred customer” and tells us why the poor are getting poorer while the rich keep getting richer. Hilarious, shocking and incisive, Maxed Out paints a picture of a national nightmare which is all too real for most of us. Great for college students.
Duration : 0:2:15
I am in need of a good legitimit debt management program one that does not charge huge fee’s does anyone have experience with one? please help!
Try the CCCS or Payplan. They are free debt help organisations.
I found this though, its worth a read. ‘6 Important Points to remember when dealing with debt management companies‘.
http://www.writeoffloan.com/debt_resources/dealing_with_debt/debt_management_companies.asp
Eliminate your credit card debt with our debt settlement program. We are committed to help you to avoid bankruptcy and reduce your debt down to as low as 40% of the current balance.
Duration : 0:3:0
This video is about the concepts of “wealth tranfer” (’the wealth of the wicked [or sinner] is laid up for the just’) and “supernatural debt cancellation” as taught in certain circles in the evangelical Christian church. These concepts support the belief that in the end times, all the world’s wealth will be supernaturally “tranferred” to the Christians. Not only that, but this MUST occur before the return of Christ. This is popularly taught by Kenneth Copeland, Fred Thompson (”Money Cometh!” and “No More Empty Hands”), T.D. Jakes, Creflo Dollar, and many others
Additional tags include: bishop, pastor, prophet, prophetess, apostle, evangelist, church, tbn, dianetics, scientology, witchcraft, COGIC, baptist, methodist, episcopal, catholic, catholicism, charismatic, pentecostal, cult, apologetics, islam, muslim, israel, apologetics, eternal security, spiritual warfare, false teacher, false prophet, antichrist, prosperity, dominion, Jehovah, Jesus, Jim Jones, Ed Young, Juanita Bynum, Thomas Weeks, Rick Warren, Eddie Long, Creflo Dollar, TA Body, Medina Pullings, Terry Hornbuckle, Renee Hornbuckle, Benny Hinn, T.D. Jakes, Robert Schuller, Marilyn Hickey, Paul Crouch, Jan Crouch, Rod Parsley, Carlton Pearson, Kenneth Copeland, Gloria Copeland, John Hagee, Jessie Duplantis, Oral Roberts, EW Kenyon, Kenneth Hagin, Frederick Price, Tony Alamo, Todd Bentley, Sherman Allen, Jack Van Impe, Joyce Meyer, Morris Cerullo, Clarence McClendon, Paula White, Kim Clement, Mark Chironna, Aleister Crowley, Jack Van Impe, Jack Hayford, Lord Maitreya, Dalai Lama, Joseph Prince, Nasir Siddiki, Al Sharpton, Sherman Allen, Billy Graham, Firpo Carr, E. Bernard Jordan, Dorinda Clark Cole, Clark Sisters, gospel music, nytn, atlanta, georgia, Barack Obama, George Bush, president, congress, senate, cbs, abc, cbs, nbc, msnbc, fox, fox news, cnn, news, media, business, economy, politics, lgbt, gay, black, african american, united states, israel, hamas, gaza, inauguration
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RESOURCES
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RINGO4LIFE video: http://www.youtube.com/watch?v=8aOFSgt5w-c
Creflo Dollar Reference Sermons:
http://wcci.edgeboss.net/wmedia/wcci/archives/daily/2008/july_23_2008_requirements_for_wealth_transfer_vod_300k.wmv
“What’s Wrong With The Faith Movement?”
http://www.iclnet.org/pub/resources/text/cri/cri-jrnl/web/crj0118a.html
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Duration : 0:10:24
Robert Manning, professor of finance in RIT’s E. Philip Saunders College of Business, discusses consumer debt relief program. Story does not reference RIT affiliation.
These days more people are using credit cards to pay day to day expenses hoping to stay afloat. Others are already drowning in debt. Last month more than 106,000 people filed for bankruptcy. That’s up 40% from a year ago, but there’s a new way to avoid all that as CBS News correspondent Priya David reports in our series Dollars and Sense.
Janine Cain prides herself on a tidy home. Her finances, however, are in a state of disrepair, ever since her husband lost his full-time job and their mortgage payments rose.
Now they’re working four jobs between the two of them – but it’s not enough to pay off their credit card bills.
“It wasn’t any extravagant items that we went out, or jewelry, or TVs or anything like that,” Cain said. “It was basically stuff to live with.”
How high is their credit card debt?
“It’s around $23,000 total for both of us,” Cain said.
The Cains are part of a growing group economists call the “near-bankrupt.”
On Main Streets across America, as jobs dry up and adjustable-rate mortgages increase, consumers are taking on more credit-card debt to try and bridge those gaps.
“The average American household has assumed unprecedented levels of debt. And they can’t afford to repay all of their debt, but they could pay a portion of it,” said consumer finance expert Robert Manning, author of “Credit Card Nation.”
Most debt-management companies require people to repay all of their debt – or declare bankruptcy. But Manning, who works at the Center for Consumer Financial Services, says he’s got a better way.
It’s a formula that determines how much a borrower can actually repay, based on income, local cost of living and local taxes. The consumer avoids bankruptcy, and the lenders get some of their money back.
His innovative program is administered by two credit counseling agencies, InCharge Debt Solutions and Hope Financial. So far it’s available in 25 states.
Manning’s program helped save Phyllis and Barnett Hoffman’s Lakeport, Calif., home.
“I was afraid, yeah we’re gonna lose our place because we got three notices of foreclosure,” Phyllis said.
Unable to pay their ballooning mortgage, they had racked up $50,000 in credit-card loans and owed $350,000 on the house.
“I’ve been through some tough times, but I never thought I’d have to go bankrupt,” Barnett Hoffman said.
Using Manning’s formula, the Hoffman’s credit card lenders agreed to clear the couple after they repay 37 percent of what they owe. And counselors got the Hoffmans’ mortgage payments of $3,000 cut almost in half, to $1,700.
“It’s very important for everyone to take a realistic approach and the realistic approach is ‘let’s reach a compromise,’” said Adam Levin, chairman and co-founder of Credit.com.
Compromise, with this approach, means lenders recoup at least some of their losses – and borrowers get a chance to wipe their debts clean.
Duration : 0:2:50
debt management plan helps you to manage multiple debts and make on-time payments so that you can clear your dues fast.
Duration : 0:3:35